If your one of the many American with out a checking account due to bad credit or being listed in the ChexSystems database, you realize the difficulty of trying to manage your money when you do not have a checking account. You also realize how difficult it is to get a checking account and that there are very few banks that offer a guaranteed second chance checking account option.
Once you started searching the web for a second chance checking account, you soon realized that there are lots of options and it is hard to find trustworthy information. There are sites offering second chance checking directories that provide local banks that may allow you to open a checking account and others are offering high fee services to get you out of ChexSystems and others are offering expensive prepaid credit cards. So who can you trust? Unfortunately, not many of the offers online are trustworthy. There are a couple legitimate directories of banks that may offer second chance checking, but the accounts being offered are not guaranteed and while the site is providing a good service for consumers, the bank ultimately have the final say so. Services offering you ChexSystems removal and offering to open an second chance checking account for you are high cost and normally fall in to the scam category and once again, are not guaranteed. So where do you turn to get a checking account? Well if your looking for a guaranteed second chance checking account, your best option is a prepaid credit card.
Unfortunately, most of these cards are very expensive and the fee schedules make them impractical and not financially responsible choices. However, there are is one offer available that you can use as a permanent banking alternative or until you can find a local second chance checking account through a local bank.
100% Guaranteed Second Chance Checking Account
If you want a permanent banking alternative or are looking for a low cost alternative until you can find a second chance checking account at a local bank, you need the Upside prepaid card. Here is why!
Low Monthly Fee – The monthly fee of $4.95 per month is dropped to only $.99 if you deposit more than $500 per month. Compare this to the other prepaid cards with online bill pay and even some local banks and you will see how affordable the Upside prepaid card is.
Simple Fee Plan – While other prepaid cards charge you for everything imaginable, the Upside prepaid card has a simple and low cost fee plan that is comparable to or less than most bank accounts.
Online Bill Pay – Some prepaid cards offer bill pay and some do not, but none offer online check writing for $5 or less like the Upside prepaid card.
Excellent Customer Service – Upside offers an unbelievable customer service team to take care of your needs should the rare problem occurs.
No ChexSystems, Early Warning Services or Credit Check Required – No embarrassing rejections due to ChexSystems, Early Warning Services or due to bad credit. All credit and banking histories will be accepted!
Guaranteed Approval – Complete the online application process and your approved. 100% Guaranteed as long as you provide a completed application!
If your ready to take back control of your finances and start building a solid financial background, check out the Upside prepaid card as a permanent banking alternative or until you find a local second chance checking account. I promise you can not go wrong. Get the Upside prepaid card now!!
